Retirement Savings and Planning
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| Variable Annuity Calculator |
How can a variable annuity help you save for retirement? Use
this calculator to find out. |
| Fixed Annuity Calculator |
A Fixed Annuity can provide a very secure, tax deferred investment.
Use this calculator to help you determine how a Fixed Annuity might fit
into your retirement plan. |
| Immediate Annuity
Calculator |
Estimate what your monthly payments might be from an immediate
annuity. |
| How Important is Social
Security? |
Use this calculator to determine how losing this important
retirement asset could affect you. |
| Pension Plan Retirement
Options |
Use this calculator to help decide between joint survivorship
and single survivorship pension options. |
| Traditional IRA Calculator |
How can contributing to a regular IRA help you in your retirement? |
| 401(k) Savings Calculator |
A 401(k) can be one of your best tools for creating a secure
retirement. Use this calculator to see why this is a retirement savings
plan you can not afford to pass up. |
| 403(b) Savings Calculator |
If you are an employee of a non-profit tax-exempt organization,
a 403(b) can be one of your best tools for creating a secure retirement. |
| 457 Savings Calculator |
A 457 plan can be one of your best tools for creating a secure
retirement. Use this calculator to see why this is a retirement savings
plan you can not afford to pass up. |
| 72(t) Distribution
Impact |
This calculator is designed to examine the affects of 72T
distributions on your retirement plan balance. |
| 72(t) Calculator |
The IRS Rule 72T allows for penalty free, early withdrawals
from retirement accounts. Use this calculator to determine your allowable
72T Distribution and how it can help fund your early retirement. |
| Beneficiary
Required Minimum Distributions |
Use this calculator to determine your Required Minimum Distributions
(RMD) as a beneficiary of a retirement account. |
| Required Minimum
Distributions |
Use this calculator to determine your Required Minimum Distributions
(RMD) as an account owner of a retirement account. |
| Retirement Income |
Use this calculator to determine how much monthly income your
retirement savings may provide you in your retirement. |
| Retirement Planner |
Quickly determine if your retirement plan is on track - and
learn how to keep it there. |
| Retirement Pension
Planner |
Plan your retirement with a company pension, find out if you
are on track - and learn how to stay there. |
| Retirement Shortfall |
Running out of your retirement savings too soon is one of
the biggest risks to a comfortable retirement. Use this calculator to
find a potential shortfall in your current retirement savings plan. |
| 401(k) Spend It
or Save It Calculator |
There are several ways to manage your 401(k) when you leave
an employer. Making the wrong decision can cost you thousands of dollars
both in taxes and lost earnings. |
| Roth IRA Calculator |
Use this calculator to compare the Roth IRA to an ordinary
taxable investment. |
| Roth IRA Conversion |
This calculator will show the advantage, if any, of converting
your IRA to a Roth. |
| Roth vs. Traditional
IRA |
Use this calculator to determine which IRA may be right for
you. |
| Roth 401(k) or Traditional 401(k)? |
Use this calculator to help determine if a Traditional 401(k) or Roth 401(k) might be best for you. |
| Roth 401(k) vs. Traditional 401(k) and your Paycheck |
See how a Traditional or Roth 401(k) might affect your take home pay as well as your retirement savings. |
| Social Security
Benefits |
Use this calculator to estimate your Social Security benefits. |
| Company Stock Distribution Analysis (NUA) |
If you own company stock in a retirement plan you may be able
to take advantage of using the long term capital gains tax rate rather
than your ordinary income tax rate on this investment. |
| RMD & Stretch IRA
Calculator |
Use this calculator to help determine how you can stretch
out your retirement plan distributions for as long as possible. |
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Investment Calculators
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| Investment Goal Calculator |
Use this calculator to see if your investment plan is on track to meet your investment goals – and receive suggestions on how to change it if you are falling short. |
| Asset Allocator |
Your age, ability to tolerate risk and several other factors
are used to calculate a desirable mix of stocks, bonds and cash. |
| Compare Investment Fees |
Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy! |
| Investment Loan |
This calculator helps illustrate the effect of using a loan
to purchase an investment or appreciable asset. Using debt as leverage
to purchase investments can magnify your return. The downside is that
you also increase your risk. |
| Investment Returns |
There is more to investing than knowing your annual rate of
return. Use this calculator to help you see how inflation, taxes and your
time horizon can impact your bottom line. |
| Annual Stock Option
Grants |
Use this calculator to project how much a series of annual
stock option grants could be worth to you. |
| Stock Option Calculator |
Use this calculator to determine the value of your stock options
for the next one to twenty five years. |
| Investment Distributions |
This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out. |
| Investment Savings and Distributions |
Use this calculator to help you determine how long your investment savings might last. |
| Municipal Bond
Tax Equivalent Yield |
Income generated from municipal bond coupon payments are not
subject to Federal income tax and often are exempt from state taxes. Use
this calculator to estimate the tax-equivalent yield (TEY) for a municipal
bond. |
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Savings Calculators
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| Certificate of Deposit
Calculator |
Use this calculator to find out how much interest you can
earn on a Certificate of Deposit (CD). |
| College Savings |
Use this calculator to help develop or fine tune your education
savings plan. |
| Compound Interest
and Your Return |
This calculator demonstrates how compounding can affect your
savings. |
| Savings Calculator |
Find out how consistent investments over a number of years
can be an effective strategy to accumulate wealth. |
| Cool Million |
Find out when your savings plan may make you a millionaire! |
| Emergency Savings Calculator |
This calculator helps you determine how much emergency savings
you may need, and how you can begin saving toward this important goal. |
| Lunch Savings |
Use this calculator to see how a simple change such as bringing
a bagged lunch to work can really add up. |
| Savings Goals |
What will it take to reach your savings goal? This financial
calculator helps you find out. |
| Savings, Taxes,
and Inflation |
Use this calculator to determine how much your savings will
be worth with these two important variables in mind. |
| Benefit of Spending
Less |
Reducing your spending can be worth more than you might think.
Use this calculator to see just how much your budget reductions may be
worth. |
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Tax Calculators
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| Estate Tax Planning |
Knowing your potential estate tax liability is a great place
to start your estate tax plan. Use this calculator to estimate your estate
tax liability. |
| Payroll Deductions |
Use this calculator to help you determine the impact of changing
your payroll deductions. |
| Section 125 Cafeteria
Plan |
Use this calculator to see how participating in your employer's
"Section 125 Cafeteria Plan" can help you pay less tax, and increase your
net take home pay. |
| 1040 Tax Calculator |
How much in income taxes will you pay? Use this 1040 tax calculator
to help determine your tax bill for next April. |
| U.S. 1040EZ Tax Estimator |
Many people can use the 1040EZ tax form instead of the more
complicated 1040 to calculate their taxes. Containing only seven required
inputs, the 1040EZ is one of the quickest forms to calculate your tax
bill. |
| Marginal Tax Calculator |
Use this calculator to determine your marginal and effective
tax rates. This calculator sorts through the tax brackets and filing options
to calculate your true tax liability. |
| Self-Employment
Taxes |
If you are self-employed, operate a farm or are a church employee
use this calculator to determine your self-employment taxes. |
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Mortgage Calculators
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| Bi-weekly Payment Calculator |
Using bi-weekly payments can accelerate your mortgage payoff
and save you thousands in interest. Use this calculator to compare a typical
monthly payment schedule to an accelerated bi-weekly payment. |
| Bi-weekly Payments for an Existing Mortgage |
This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments. |
| Adjustable
Rate Mortgage Calculator |
This calculator helps you to determine what your adjustable
mortgage payments will be. |
| Mortgage APR Calculator |
Use this calculator to find the APR on your mortgage. |
| Mortgage Loan Calculator |
Use this calculator to determine your monthly payment and
amortization schedule. |
| Mortgage comparison:
15 years vs. 30 years |
Use this calculator to compare these two mortgage terms, and
let us help you decide which term is better for you. |
| Mortgage Payoff |
Save thousands of dollars in interest by increasing your monthly
mortgage payment. |
| Mortgage Points
Calculator |
Should you buy points? Use this calculator to find out. |
| Mortgage Qualifier |
Can you buy your dream home? Find out just how much you can
afford! |
| Refinance Breakeven |
Should you refinance your mortgage? Use this calculator to
determine when you will breakeven! |
| Rent vs. Buy |
Are you better off buying your home, or should you continue
to rent? |
| Mortgage Tax Savings
Calculator |
Interest and points paid for a home mortgage are tax deductible.
Use this calculator to determine how much your mortgage could save you
in income taxes. |
| Refinance Interest
Savings |
Use this calculator to see how much interest you can save
by refinancing your mortgage! |
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Loan Calculators
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| Loan Comparison Calculator |
Use this calculator to sort through the monthly payments,
fees and other costs associated with comparing loan options. |
| Alternative Payment
Frequencies |
Use this calculator to determine your payment or loan amount
for different payment frequencies. |
| Credit Line |
How big a line of credit can you receive? Use this calculator
to find out! |
| Debt Consolidation
Calculator |
Should you consolidate your debt? Use this calculator to find
out. |
| Enhanced Loan Calculator |
Use the slider controls to instantly change your monthly payment,
loan amount, interest rate or term. |
| Existing Loan Calculator |
Use this calculator to analyze one of your existing loans.
Calculate your remaining balance based on the number of monthly payments
you have remaining. |
| Loan & Credit Line
Tax Savings |
This calculator helps determine your tax savings on loans
or credit lines with tax deductible interest payments. |
| Amortizing Loan Calculator |
Enter your desired payment - and let us calculate your loan
amount. Or, enter in the loan amount and we will calculate your monthly
payment! |
| Loan & Line Payment |
This calculator helps determine your loan or line payment. |
| Line of Credit Payoff |
Use this calculator to see what it will take to payoff your
line of credit, and what you can change to meet your repayment goals. |
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Credit Cards and Debt Management
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| Credit Card Optimizer |
The Credit Card Optimizer helps you determine the best distribution
of your credit card debt. |
| Accelerated Debt Payoff |
Consolidating your debt is only half of the battle. You still
need a plan to get your debt paid in full. This calculator can show you
how to accelerate your debt payoff. |
| How much do you owe? |
Use this calculator as a starting point for your debt management
plan. |
| Personal Debt
Consolidation |
Should you consolidate your debt? This calculator is designed
to help determine if debt consolidation is right for you. |
| Roll-Down Your Credit
Card Debt! |
The Credit Card Roll-Down Calculator applies two simple principles
to paying off your credit card debt. |
| Consolidation
Loan Investment Calculator |
Getting a consolidation loan can do more than payoff your
debt. Use this calculator to see the results of paying off your debt and
investing your payment savings. |
| Credit Card Pay Off |
Use this calculator to see what it will take to pay off your
credit card balance, and what you can change to meet your repayment goals. |
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Auto Calculators
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| Home Equity vs.
Auto loan |
Use this calculator to determine if a home equity loan makes
sense for your next automobile purchase. |
| Auto Loans |
Find out how much automobile you can buy based on your monthly
payment, or find out your loan payment based on your purchase price! |
| Auto Loan Early Payoff |
Find out how much interest you can save by increasing your
monthly auto loan payment. |
| Lease vs. Buy |
Should you lease your next automobile or finance it? Find
out with this calculator! |
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Personal Finance
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| Checkbook Balancer |
Balance your checkbook with this quick and easy calculator. |
| Credit Assessment |
How is your credit? Use this calculator for a quick assessment! |
| Disability Insurance |
Use this calculator to determine your disability insurance
needs. |
| Comprehensive
Life Insurance Analysis |
How much life insurance do you need? This comprehensive life
calculator includes detailed net worth analysis, budgeting and college
savings helps you find out. |
| Home Budget |
Analyze your budget, see where your money goes and find out
where you can improve! |
| Human Life Value |
One of your most important assets is your ability to earn
a paycheck. This calculator is designed to help you understand today's
value of your future earning. |
| Life Insurance
Calculator |
How much life insurance do you really need? Find out here! |
| Life Expectancy |
This calculator can give you an idea of your life expectancy
based on your current age, smoking habits, gender and several other important
lifestyle choices. |
| Long Term Care Calculator |
Long term care is needed by those who can't perform the basic
tasks required to take care of themselves. This calculator can help you
determine if you are financially prepared for this impending expense. |
| Net Worth |
This calculator helps you determine your net worth. It also
estimates how your net worth could grow (or shrink!) over the next ten
years. |
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Business Calculators
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| Equipment Buy vs.
Lease |
Should you lease your equipment or finance it? Find out with
this calculator! |
| Debt Consolidation
Calculator |
Should your business consolidate its debt? Use this calculator
to find out. |
| Breakeven Analysis |
Find out how many and what price you must sell your product
at to make a profit. |
| Business Valuation |
Enter your cash flow information, your cost of capital and
your growth rate to determine your business NPV valuation. |
| Working Capital Needs |
Working capital essential to running your business. This calculator
assists you in determining your working capital needs for the next year. |
| Cash Flow Calculator |
Having adequate cash flow is essential to keep your business
running. Use this calculator to help you determine the cash flow generated
by your business. |
| Inventory Analysis |
Use this calculator to determine how much inventory you should
hold, and efficient timing of your inventory orders. |
| Financial Ratios |
This calculator helps you to zero in on areas of your business
that may need attention. Areas such as solvency, liquidity, operational
efficiency and profitability. |
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